Dave Ramsey Says - Paying on debt that is in collections?

Should you still pay debts that are in collections, even if they have been dropped from your credit report?

Cassey Higdon

Dave Ramsey Says

Dear Dave, I work long hours, and I make pretty good money. The problem is the money from my paychecks always seems to disappear before the end of the month. I know part of the problem is grabbing quick meals between extra shifts, and eating out a lot after work, because I’m usually too tired to cook when I get home. How can someone who has very little free time start gaining control of their finances?

Cassey Higdon

Dave Ramsey Says

Dear Dave, My wife and I want to begin teaching our son how make a budget and live on one. He’s 16, and he has a part-time job and a hand-me-down car. Is this a realistic idea?

Cassey Higdon

Dave Ramsey Says

Dear Dave, What can someone do if they can’t convince their spouse to begin planning and saving? I’ve tried for years to persuade my wife to join me in following your plan, but I can’t get her to start thinking about our financial future and stop living in the moment.

Cassey Higdon

Dave Ramsey Says

Dear Dave, I own a small business with two employees, and I have a bit of a hiring conundrum. I’m looking at two candidates for a position, and on paper they’re evenly matched. I’ve interviewed each of them four times, and I’m still undecided. I was hoping you had an idea for determining which is best for the job.

Cassey Higdon

Dave Ramsey Says

I owe $18,000 on my only car, and the payments are killing me. I’m also upside down on the vehicle by about $4,000. I’m 31, and I’ve got exactly $18,000 in my 401(k). Should I cash it in to pay off the car?

Cassey Higdon

Dave Ramsey Says

Dave Says - Topic: Insurance after diagnosis

Cassey Higdon

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